What we offer
Coverage that has your back
We help you add the right protection at purchase, through reputable third-party administrators. Plans and pricing depend on the vehicle, mileage, and the coverage you choose — we'll walk you through the options in plain English.
Extended Service Contract
Also called an extended warranty or vehicle service contract. It picks up where the factory warranty leaves off, covering qualifying mechanical repairs so a major breakdown doesn't blow your budget.
GAP Coverage
If your car is totaled or stolen, what you owe on the loan can be more than the insurance payout. GAP helps cover that difference, so you're not stuck paying for a car you no longer have.
Tailored to your car
Term, mileage limits, and what's covered vary by plan. We match coverage to the vehicle you're buying and how you drive — no one-size-fits-all, no pressure.
Coverage tiers
Pick the level that fits
Most service contracts come in tiers — more coverage means more peace of mind. Here's the general idea; we'll confirm the exact terms for any plan before you sign.
Powertrain
The essentials — the major components that keep you moving, like the engine, transmission, and drive axle. A budget-friendly way to protect against the most expensive repairs.
Preferred
A middle tier that builds on powertrain with added systems such as steering, braking components, electrical, and air conditioning. Broader coverage for everyday confidence.
Premium
Our most comprehensive option, closest to bumper-to-bumper. Covers a wide range of major systems so there's very little left to worry about. Optional perks like roadside assistance may be available.
About these products
Vehicle service contracts and GAP are optional third-party products and are not insurance. They are administered by independent third-party administrators. All coverage, covered components, exclusions, deductibles, limits, and claim approvals are governed solely by the written contract you receive and are determined by the administrator — not by Fair & Square. The tiers and components described above are general illustrations only; the exact terms are defined by the specific contract, which controls. These products are completely optional — they are not required to purchase a vehicle or to obtain financing or credit, and their price and terms are negotiable. "Bumper-to-bumper" is a general description, not a promise that every repair is covered. We'll go over the exact terms of any plan with you before you sign.
How it works
Simple from quote to claim
Tell us about your car
Share the vehicle and what you'd like to protect against. We'll review the options that actually fit it.
Pick your plan
We explain the tiers, terms, and what's covered in plain language — then you choose the coverage that makes sense for you.
Drive with confidence
If a covered repair comes up, the plan administrator handles the claim. You're back on the road without the sticker shock.
Questions first? Call (631) 650-1930 — se habla español. We'll explain your options with no obligation.
Ask about protection
Send the form and we'll reach out with the right options for your vehicle — usually within the hour during business hours.
We use your information only to follow up with you — we never sell it.