How it works
Three steps to the keys
Tell us about you
Send the short form — no SSN required to start, and it won't touch your credit score to start.
We shop the lenders
We work with multiple banks and match your situation to the one most likely to say yes at a competitive rate.
Pick up your car
Many buyers get a same-day decision. Sign, smile, and drive home. Financing is subject to lender approval; not all applicants will qualify.
Prefer to talk it through? Call (631) 650-1930 — many buyers get a same-day decision (subject to lender approval).
Get started with financing
Just your contact info to get started — no SSN or sensitive financial details here. We'll reach out to walk you through the rest securely. Usually a callback within the hour during business hours.
We use your information only to follow up with you — we never sell it. Your full application, including any credit details, is taken securely by phone or through our lender's secure portal — never by email.
Fair & Square Automotive Group and our lending partners consider every applicant without regard to race, color, religion, national origin, sex, marital status, age, or because all or part of your income comes from public assistance. Financing is subject to lender approval; not all applicants will qualify.